Algorithms CompleteData Secured
We finished scanning your Tri-Merge credit report. Here is the custom engine dispute strategy.
Import Report
2
Engine Analysis3
Launch MailIdentified Negative Tradelines
Capital One Auto
EQUIFAXNegative - Late (30-day)Bal: $14,240
AI Strategy: Template: 1. Goodwill Letter / FCBA
Send Certified Mail (USPS) demanding 30-day late removal based on FCBA guidelines.
Algorithm Confidence: 88%
Midland Credit Mgmt
EXPERIANCollection - In CollectionsBal: $840
AI Strategy: Template: 1. Debt Validation Request (FDCPA)
Send FDCPA verification demand to Collector. Halt reporting until signed contract is provided.
Algorithm Confidence: 95%
Chase Card Services
TRANSUNIONHard InquiryBal: N/A
AI Strategy: Template: 1. Inquiry Validation Request (FCRA)
Send Inquiry Validation Demand to Credit Bureau with request for evidence of permissible purpose.
Algorithm Confidence: 99%
Execution Summary
Negative Items Found3 Items
Dispute Tactics AppliedMetro 2, FCBA
USPS Certified Mail3 Letters
Fulfillment Total
$20.85
($6.95 per Certified Letter)
By launching, you authorize the Headless Engine to dispatch physical mail on your behalf via our PostGrid integration.